Full Article: PDF
Scientific Object Identifier: http://s-o-i.org/1.1/TAS-08-112-16
DOI: https://dx.doi.org/10.15863/TAS.2022.08.112.16
Language: English
Citation: Aunurrafiq, Kamaliah, & Badriyah, N. (2022). Financial Literacy Model in Improving Financial Management in MSMEs. ISJ Theoretical & Applied Science, 08 (112), 201-207. Soi: http://s-o-i.org/1.1/TAS-08-112-16 Doi: https://dx.doi.org/10.15863/TAS.2022.08.112.16 |
Pages: 201-207
Published: 30.08.2022
Abstract: This study examines the moderating effect of information technology and financial inclusion on the relationship between financial literacy with the financial management of MSMEs in the Siak Districts, Siak Regency. The sampling method was non-probability by using incidental and snowball sampling techniques. This study uses primary data from distributing questionnaires and secondary data from the Office of Cooperatives and Micro, Small, and Medium Enterprises in Siak Regency. The data analysis model in this study uses a moderated regression analysis (MRA) approach. The results of this study indicate that information technology and financial inclusion can moderate the effect of financial literacy on the financial management of MSMEs. The results of this study are expected to be a consideration for MSME actors to manage their finances.
Key words: Financial Literacy, Information Technology, Financial Inclusion, Financial Management, Micro, Small, Medium Enterprises.
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